Combined medical malpractice, public and products liability policy

Covers you for liability claims from your patients/clients or other third parties for accidental death, bodily injury, illness, or accidental damage to property, as a result of your business activity.

Liability can arise from:

• Negligence or a breach of a duty of care
• Products sold or supplied
• Breach of confidentiality
• Libel or slander
• Website or email infringement
  

The policy:

• Covers you whether you work at home, at a client’s home, or at a clinic or salon
• Cover can include indemnity for many beauty or fitness treatments, not readily available elsewhere
• Available levels of indemnity - £1Million (for students), £2Million (for Associates), £3Million or £6Million (for Members) per annum.
  

Tip:

• Make sure you keep accurate and up-to-date client records, including a full consultation, appointments diary, and treatment record cards
• We advise you to ensure you are covered for an appropriate indemnity limit. If your clients are the National Health Service or high earning individuals you may be required to hold a minimum of £5Million limit of indemnity.

However there are a number of treatment options available at an additional premium. Contact our membership and insurance advisers on 023 8062 4350 for further information.

Insurance guides can be viewed here >>

This includes... 

Treatments covered
Insurance price list
Summary of cover
Terms of business