Combined medical malpractice, public and products liability policy

Covers you for liability claims from your patients/clients or other third parties for accidental death, bodily injury, illness, or accidental damage to property, as a result of your business activity.

Liability can arise from:

l Negligence or a breach of a duty of care
l Products sold or supplied
l Breach of confidentiality
l Libel or slander
l Website or email infringement

The policy:

l Covers you whether you work at home, at a client’s home, or at a clinic or salon
l Cover can include indemnity for many beauty or fitness treatments, not readily available elsewhere
l Available levels of indemnity - £1Million (for students), £2Million (for Associates), £3Million or £6Million (for Members) per annum.

Tip:

l Make sure you keep accurate and up-to-date client records, including a full consultation, appointments diary, and treatment record cards

l We advise you to ensure you are covered for an appropriate indemnity limit. If your clients are the National Health Service or high earning individuals you may be required to hold a minimum of £5Million limit of indemnity.

It is a comprehensive policy covering a wide range of treatments and techniques.

However there are a number of treatment options available at an additional premium. Contact our membership and insurance advisers on 023 8062 4350 for further information.

Insurance guides can be viewed here>>> 

This includes... 

Treatments covered
Insurance price list
Summary of cover
Terms of business

Therapists is authorised and regulated by the Financial Services Authority (FSA) under FSA register number 502095.
Registered address: 10 Romsey Road, Eastleigh, Hampshire, SO50 9AL, No. 2864349