This type of policy covers you for liability claims from your clients or other third parties for accidental death, bodily injury, illness, or accidental damage to property, as a result of your business activity.

Liability can arise from:

  • Negligence or a breach of a duty of care
  • Products sold or supplied
  • Breach of confidentiality
  • Libel or slander
  • Website or email infringement

This policy…

  • Covers you whether you work at home, at a client’s home, or at a clinic or salon
  • Covers you for practising case studies when studying for additional therapy qualifications (that we have agreed and accepted), as directed by your course tutor
  • Cover can include indemnity for many beauty or fitness treatments, not readily available elsewhere
  • Available levels of indemnity - £1million (for Students), £2million (no longer available, for existing Associate members only), £3million or £6million (for Members) per annum.

Top tips:

  • Make sure you keep accurate and up-to-date client records, including a full consultation, appointments diary, and treatment record cards
  • We advise you to ensure you are covered for an appropriate indemnity limit. If your clients are referred NHS patients or high earning individuals you may be required to hold a minimum of £5million limit of indemnity.

Or call 023 8062 4350

Federation of Holistic Therapists is authorised and regulated by the Financial Conduct Authority (FCA), No. 502095.